Ways to make a payment
You’re able to use these different options to make an overpayment or catch up if you’re behind on your loan payments.
Managing your personal loan
Overpayments and paying off your loan early
Overpayments are one-off payments you can make towards your loan on top of your regular monthly payment.
You can make overpayments to reduce your outstanding balance whenever you like. Your monthly Direct Debit won't change, but you’ll pay your loan off faster. There are no charges for making overpayments.
You also have the option to pay off your loan early by getting in touch about a settlement figure.
Support if you’re struggling with repayments
If you’re finding it difficult to keep up with your loan repayments, there are ways we can help.
Find information and support that suits your circumstances:
- Money worries – What to do if you’ve missed a payment or are worried about your finances.
- Challenging times and financial help – Explore your options if you’re going through a difficult time financially.
- Illness and unexpected change – Find support if your health or a change in circumstances is affecting you.
Looking for something else?
Find more information by visiting our personal loans help pages.